Improvifi
FUNDING.FETCHED.FAST
Calling lenders…00%
Fini is on the job
v.04 · 2026
About Improvifi
Chris, Co-Founder and CEO of Improvifi
Tiffini, Co-Founder and CFO of Improvifi

FOUNDER-LED.
PEOPLE-POWERED.

Improvifi was built from a simple truth.

Behind every project is a contractor trying to grow a business, a homeowner trying to improve their life, and a money conversation that can either move the project forward or stop it completely.

Chris and Tiffini founded Improvifi to make that moment better.

By combining lending options, sales training, technology, and real human support, Improvifi helps contractors bring confidence, clarity, and better payment choices to the point of sale.

Because when people feel guided instead of pressured, more homeowners say yes.

Homeowners deserve more than one way to say yes. They deserve options, confidence, and a finished project they can feel good about. Contractors deserve the support, tools, and lending partners to serve them better. When both sides are protected, supported, and empowered, everybody wins. That is the work we are proud to be part of.
Chris & Tiffini
Founders, Improvifi
Who We Are

THE PARTNER THE TRADES DESERVE

Improvifi is built for contractors who want more than a lender link.

They want more approvals. Better payment conversations. A trained sales team. Simple tools. Real support. And a partner who understands that every missed deal costs real money.

We bring financing, training, technology, and live deal support together so the moment money comes up, your team is ready.

An Improvifi advisor working alongside a contractor crew
Our Mission

LENDING WITH INTEGRITY

At Improvifi, we do things right with integrity, give our best with passion, and lead through innovation. We believe being different is not just what sets us apart, it is what drives real success for our contractors, our partners, and the homeowners they serve.

Our Values

WHAT WE STAND FOR

The Improvifi team supporting contractors with a people-first approach

Passion

We give it our all, every time.

An Improvifi support specialist helping a contractor with financing

Integrity

We do the right thing, always.

Improvifi technology helping contractors close tickets faster

Innovation

We think differently and challenge the status quo.

Our Culture

BUILDING A BETTER TEAM

At Improvifi, our culture is built on open communication, inclusivity, and relentless support. We create an environment where our team, contractors, and homeowners feel secure, empowered, and excited to grow. We are more than a finance company. We are a community that fosters success, innovation, and trust at every level.

Our Culture Defined

  • Open Communication: We believe in transparency and honesty. Whether it's within our team or with our clients, we foster an open dialogue that encourages collaboration and clarity.

  • Welcoming Environment: Everyone at Improvifi is valued and respected. We cultivate a space where ideas, diversity, and perspectives are embraced.

  • Supportive: We go beyond just providing financing; we educate, train, and uplift. We believe a supportive environment helps everyone to thrive.

  • Secure: Trust is everything. We build confidence by ensuring our processes, partnerships, and teams are stable, reliable, and built to protect both our teammates and clients.

  • Exciting: Improvifi is a place of energy, momentum, and possibility. We believe work should be fun, ensuring each of our team members is excited to learn and grow with us.

The Improvifi team collaborating
The Improvifi founders and team on a contractor jobsite
Our Story

WHY WE BUILT IMPROVIFI

Improvifi was built from a simple belief: homeowners deserve options, contractors deserve support, and great projects should not fall apart because financing gets confusing.

After years in the home improvement and lending space, Chris saw the same problem happen over and over. The homeowner wanted the project. The contractor was ready to do the work. But when it came time to talk about payment options, the process became clunky, stressful, and too often, the deal died.

They knew contractors needed more than another lender link. They needed a real partner, a company that could bring lending options, training, technology, and support together in one place.

So we built Improvifi.

Today, Improvifi helps contractors give homeowners more ways to say yes. With a unified lender network, point of sale tools, sales training, and real human support, contractors can close more jobs, protect their margins, and help customers move forward with confidence.

"We did not set out to build just another finance company. We set out to build the partner contractors and homeowners deserve."
Chris & Tiffini, Founders
Giving Back & Giving Forward

IMPACT BEYOND BUSINESS

We believe a great company should do more than grow. It should give.

At Improvifi, we are committed to supporting the communities our contractors build in and helping families who need support most. Giving back is how we honor the people around us. Giving forward is how we help create a better future for the people coming next.

That is the kind of company we are proud to build.

Improvifi giving back to the community

PROUDLY SUPPORTINGST. JUDE CHILDREN'S RESEARCH HOSPITAL

Thank you for supporting the kids of St. Jude — artwork by St. Jude patients

At Improvifi, we believe a great company should do more than grow. It should give.

That is why we are proud to support St. Jude Children's Research Hospital, an organization dedicated to helping children and families during some of the hardest moments of their lives.

A portion of each Improvifi sale will be donated to St. Jude on behalf of our company. For us, this is not just a donation. It is a commitment to stand behind a mission that gives families hope, support, and the ability to focus on what matters most.

We built Improvifi to help contractors and homeowners move forward with confidence. Supporting St. Jude allows us to carry that same belief beyond business. Families facing serious illness deserve care, compassion, and support without the added weight of financial fear.

This mission matters deeply to us because every child deserves a chance, every family deserves support, and every company has a responsibility to use its growth for something greater. We are honored to give back, give forward, and be part of a mission that changes lives.

MEET THE LEADERSHIP

Chris, Co-Founder and CEO of Improvifi

Chris

Co-Founder & CEO

Tiffini, Co-Founder and CFO of Improvifi

Tiffini

Co-Founder & CFO

Donna Wirth, COO of Improvifi

Donna Wirth

COO

Fini the Golden Retriever
Chief Funding Officer
Fini
ID
001

Meet
Fini.

She does not bark. She does not beg. She brings back capital fast, no questions asked. Fini runs point on every deal that moves through Improvifi, which is just our way of saying we treat your funding like she treats a tennis ball.

LOYALFASTTIRELESS

Over 250+ 5-Star Reviews

5/5 Paws

"I can't say enough good things about Chris and the entire Improvifi team. I've sent many people their way over the years and have never once received a complaint, only great feedback. Chris truly cares about this industry, about teaching, and about helping contractors grow. You can tell he's built Improvifi with the right intentions and the right heart. The team is talented, professional, and always shows up with excellence. Absolutely recommend them to anyone looking for a partner they can trust."

Ron Nussbaum

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been the best financing company that my company has worked with hands down. No hidden fees, easy to setup, and great support staff. Our account manager Amber Rivers is amazing! Quick responses every time, always has the answer, and is extremely patient with our construction team who is not exactly tech savvy. I highly recommend Improvifi, and request Amber when you sign up, you won't regret it!"

Lucas O'Brien

Verified CustomerGoogle Review

5/5 Paws

"Brandi and the Improvifi team are fantastic. We have offered financing in the past, but my sales team didn't know how to actually pitch it to our clients. It is nice to have a company that provides not only options, but ongoing training to help increase our knowledge of exactly what we are offering and how to present it. Brandi has been on top of everything we have needed and its always great to step into a meeting with her."

Sean Conaway

Verified CustomerGoogle Review

5/5 Paws

"The Improvifi team has been great to work with. I recently signed up with their program and my very first deal was approved within 3 minutes. The process was seamless with zero hassles. Id recommend this company highly!"

Jason Chase

Verified CustomerGoogle Review

5/5 Paws

"Working with Jennifer has been a great experience. She made it easy for us to offer flexible financing options to our clients, which has been a big value-add for our business. She's professional, helpful, and always quick to respond. We highly recommend Improvifi."

John Conley

Verified CustomerGoogle Review

5/5 Paws

"So happy to onboard with this company. They make it so easy to offer financing for my HVAC company. Not only is their company top tier they have people like Valerie that make onboarding so easy. Highly recommend this company!"

Cory Flood

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been a great service so far. Chris has fantastic training and our rep Amber has been very helpful and accommodating on getting us all set up, ongoing training, and answering all our questions with quick response times!"

Jarred Popp

Verified CustomerGoogle Review

5/5 Paws

"Valerie, Tammy and the Improvifi team have been very helpful in assisting us on our path to offering multiple financing options to our customers. It is helpful to have it all under one umbrella and to be able to offer alternative solutions to those that need it. Thank You!"

Trevor Johnson

Verified CustomerGoogle Review

5/5 Paws

"Valerie Glover did an outstanding job with today's training. The information was clear, practical, and directly applicable in the field. You can tell she genuinely cares about helping others succeed and takes the time to break things down in a way that makes sense. I walked away with a lot of value and confidence moving forward. Highly recommend her training."

Ramon Cruz

Verified CustomerGoogle Review

5/5 Paws

"Valerie was amazing. She walked us through the process and answered all our silly questions. She offered info and cheat sheets with a follow up email that gave me everything I needed. I would be lost with out her help. Thank you Valerie!!!!"

Elias Cardona

Verified CustomerGoogle Review

5/5 Paws

"Valerie and her team are fantastic at explaining Improvifi's value and usefulness to contractors like myself. I had so much clarity and follow up resources after just one session. Looking forward to working more with them in the future."

Jason Idol

Verified CustomerGoogle Review

5/5 Paws

"Our business is partnering with Improvifi to offer financing to our customers. We had a training with Valerie and she is very knowledgeable, friendly and helpful about the financing options and how to present them. We look forward to working together!"

Denise Steidinger

Verified CustomerGoogle Review

5/5 Paws

"We had a call with Valerie and she was so informative and taught us so much about the financing they offer. Overall she was friendly and a hard worker."

Charles Steward

Verified CustomerGoogle Review

5/5 Paws

"Amber was very helpful! Helping our customer get approved for financing. Helped walked him through some unexpected difficulties, so the customer could get all of their home projects done. Very grateful to have her as our account manager."

Ian Urquhart

Verified CustomerGoogle Review

5/5 Paws

"Amber was exceptionally quick to answer my calls, and her help in guiding me on how to use our new financing platform was greatly appreciated. I am very thankful for her time!"

Seth Bowman

Verified CustomerGoogle Review

5/5 Paws

"Amber and Donna have been wonderful to work with. The training and support have been fantastic allowing to bring a higher level of support to our clients."

John Mavis

Verified CustomerGoogle Review

5/5 Paws

"Amber is always prompt at responding to any of my messages. I love nothing more than someone who responds to emails in a timely manner and she always does. Great company to work with!"

Lys Nicole

Verified CustomerGoogle Review

5/5 Paws

"Jennifer with Improvifi is so patient and helpful. She helped us get our systems up and running through a rebrand and made the process seamless."

Storm Warden

Verified CustomerGoogle Review

5/5 Paws

"Jenn has been terrific with the onboarding process. She's been patient with us (which isnt always easy lol) and always responds quickly."

Andy Kang

Verified CustomerGoogle Review

5/5 Paws

"Very helpful. Weekly sessions to help us be a better at helping our customers. I'm going to get certified within the month with Improvifi LLC. I'm excited to do my part in help customers with Improvifi to back me up."

Nancy Leavins

Verified CustomerGoogle Review

5/5 Paws

"I knew as a general contractor and a small company, we needed to be able to offer better payment options to our customers than 'You can just write us a check.' Not everyone can do that, or even wants to do that. I have used a couple different companies in the past for financing projects, but it just didn't work out for our customers for one reason or another. I met Ty at a TopRep event and we discussed how Improvifi works and all that they have to offer. I decided to give Improvifi a shot and have been so glad that I did. The entire team that we have worked with has been amazing. From Jennifer through the onboarding process to Valerie taking care of our training to Chris spearheading the company. If you are looking for a great company to partner with for financing, I certainly recommend Improvifi!"

Brett Fagan

General ContractorVerified Google Review

5/5 Paws

"I can't say enough good things about Chris and the entire Improvifi team. I've sent many people their way over the years and have never once received a complaint, only great feedback. Chris truly cares about this industry, about teaching, and about helping contractors grow. You can tell he's built Improvifi with the right intentions and the right heart. The team is talented, professional, and always shows up with excellence. Absolutely recommend them to anyone looking for a partner they can trust."

Ron Nussbaum

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been the best financing company that my company has worked with hands down. No hidden fees, easy to setup, and great support staff. Our account manager Amber Rivers is amazing! Quick responses every time, always has the answer, and is extremely patient with our construction team who is not exactly tech savvy. I highly recommend Improvifi, and request Amber when you sign up, you won't regret it!"

Lucas O'Brien

Verified CustomerGoogle Review

5/5 Paws

"Brandi and the Improvifi team are fantastic. We have offered financing in the past, but my sales team didn't know how to actually pitch it to our clients. It is nice to have a company that provides not only options, but ongoing training to help increase our knowledge of exactly what we are offering and how to present it. Brandi has been on top of everything we have needed and its always great to step into a meeting with her."

Sean Conaway

Verified CustomerGoogle Review

5/5 Paws

"The Improvifi team has been great to work with. I recently signed up with their program and my very first deal was approved within 3 minutes. The process was seamless with zero hassles. Id recommend this company highly!"

Jason Chase

Verified CustomerGoogle Review

5/5 Paws

"Working with Jennifer has been a great experience. She made it easy for us to offer flexible financing options to our clients, which has been a big value-add for our business. She's professional, helpful, and always quick to respond. We highly recommend Improvifi."

John Conley

Verified CustomerGoogle Review

5/5 Paws

"So happy to onboard with this company. They make it so easy to offer financing for my HVAC company. Not only is their company top tier they have people like Valerie that make onboarding so easy. Highly recommend this company!"

Cory Flood

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been a great service so far. Chris has fantastic training and our rep Amber has been very helpful and accommodating on getting us all set up, ongoing training, and answering all our questions with quick response times!"

Jarred Popp

Verified CustomerGoogle Review

5/5 Paws

"Valerie, Tammy and the Improvifi team have been very helpful in assisting us on our path to offering multiple financing options to our customers. It is helpful to have it all under one umbrella and to be able to offer alternative solutions to those that need it. Thank You!"

Trevor Johnson

Verified CustomerGoogle Review

5/5 Paws

"Valerie Glover did an outstanding job with today's training. The information was clear, practical, and directly applicable in the field. You can tell she genuinely cares about helping others succeed and takes the time to break things down in a way that makes sense. I walked away with a lot of value and confidence moving forward. Highly recommend her training."

Ramon Cruz

Verified CustomerGoogle Review

5/5 Paws

"Valerie was amazing. She walked us through the process and answered all our silly questions. She offered info and cheat sheets with a follow up email that gave me everything I needed. I would be lost with out her help. Thank you Valerie!!!!"

Elias Cardona

Verified CustomerGoogle Review

5/5 Paws

"Valerie and her team are fantastic at explaining Improvifi's value and usefulness to contractors like myself. I had so much clarity and follow up resources after just one session. Looking forward to working more with them in the future."

Jason Idol

Verified CustomerGoogle Review

5/5 Paws

"Our business is partnering with Improvifi to offer financing to our customers. We had a training with Valerie and she is very knowledgeable, friendly and helpful about the financing options and how to present them. We look forward to working together!"

Denise Steidinger

Verified CustomerGoogle Review

5/5 Paws

"We had a call with Valerie and she was so informative and taught us so much about the financing they offer. Overall she was friendly and a hard worker."

Charles Steward

Verified CustomerGoogle Review

5/5 Paws

"Amber was very helpful! Helping our customer get approved for financing. Helped walked him through some unexpected difficulties, so the customer could get all of their home projects done. Very grateful to have her as our account manager."

Ian Urquhart

Verified CustomerGoogle Review

5/5 Paws

"Amber was exceptionally quick to answer my calls, and her help in guiding me on how to use our new financing platform was greatly appreciated. I am very thankful for her time!"

Seth Bowman

Verified CustomerGoogle Review

5/5 Paws

"Amber and Donna have been wonderful to work with. The training and support have been fantastic allowing to bring a higher level of support to our clients."

John Mavis

Verified CustomerGoogle Review

5/5 Paws

"Amber is always prompt at responding to any of my messages. I love nothing more than someone who responds to emails in a timely manner and she always does. Great company to work with!"

Lys Nicole

Verified CustomerGoogle Review

5/5 Paws

"Jennifer with Improvifi is so patient and helpful. She helped us get our systems up and running through a rebrand and made the process seamless."

Storm Warden

Verified CustomerGoogle Review

5/5 Paws

"Jenn has been terrific with the onboarding process. She's been patient with us (which isnt always easy lol) and always responds quickly."

Andy Kang

Verified CustomerGoogle Review

5/5 Paws

"Very helpful. Weekly sessions to help us be a better at helping our customers. I'm going to get certified within the month with Improvifi LLC. I'm excited to do my part in help customers with Improvifi to back me up."

Nancy Leavins

Verified CustomerGoogle Review

5/5 Paws

"I knew as a general contractor and a small company, we needed to be able to offer better payment options to our customers than 'You can just write us a check.' Not everyone can do that, or even wants to do that. I have used a couple different companies in the past for financing projects, but it just didn't work out for our customers for one reason or another. I met Ty at a TopRep event and we discussed how Improvifi works and all that they have to offer. I decided to give Improvifi a shot and have been so glad that I did. The entire team that we have worked with has been amazing. From Jennifer through the onboarding process to Valerie taking care of our training to Chris spearheading the company. If you are looking for a great company to partner with for financing, I certainly recommend Improvifi!"

Brett Fagan

General ContractorVerified Google Review

WORKWITHAGREATTEAM

We're a people-first company looking for people who care as much as we do. If you want to do the best work of your life alongside a team that has your back, we'd love to meet you.

Passion • Integrity • Innovation