Improvifi
FUNDING.FETCHED.FAST
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Fini is on the job
v.04 · 2026
Improvifi
The Improvifi team on a contractor jobsite
About Improvifi

BORN ON THE JOBSITE

We're a fintech company born on the jobsite. Improvifi pairs a unified lender network with onsite training so every shop in America can close the ticket the day it's quoted.

Meet The Team

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Founded

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Financed jobs and counting

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Shops across the country

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States served

Improvifi founder Reggie Whitman on a contractor jobsite
Est. 2019
Our Story

WHY WE BUILT IMPROVIFI

Our founder grew up under fluorescent shop lights, watching his dad lose six-figure tickets to clunky financing paperwork. The work was there. The customers wanted it. But the moment money came up, the deal slipped away.

We started Improvifi to fix that exact moment. One unified lender network, one application, and a team of advisors who actually fly out to your shop and ride along with your reps until financing stops feeling like a roadblock and starts feeling like a sales tool.

Today, thousands of contractors run their floor on Improvifi — closing the ticket the day it's quoted, with the right loan for every customer, every credit tier, every trade.

"We didn't build a fintech. We built the partner we wish our dads had when they were running the truck."
Reggie Whitman, Founder & CEO
Our Values

WHAT WE STAND FOR

Three principles guide every product, every partnership, and every support ticket. They're the reason contractors stay with us.

Contractor First

We're owners and operators ourselves. Every product decision starts with the question: does this make a contractor's day easier?

No Hidden Fees

Flat dealer fees, transparent terms, and human support. If we wouldn't pay it ourselves, we don't ask you to either.

Bias To Action

Funded in 24 hours, support that responds in minutes, and software that ships every two weeks — speed is a feature.

Our Leadership

THE PEOPLE BEHIND THE PLATFORM

Operators, lenders, and customer-success leads who have spent careers in the trades. We answer our own phones.

Reggie Whitman, Founder and CEO of Improvifi

Reggie Whitman

Founder & CEO

Third-generation HVAC operator turned fintech founder. Built Improvifi after watching his own shop lose six-figure tickets to clunky financing.

Marcus Lee, Chief Revenue Officer

Marcus Lee

Chief Revenue Officer

Twenty years scaling lender partnerships across home services. Marcus owns the network that powers every Improvifi approval.

Priya Anand, Head of Customer Success

Priya Anand

Head of Customer Success

Former operations lead at a 200-truck remodeling group. Priya runs the onsite training playbook that keeps adoption above 90%.

Trusted by
Builders

See how real teams are scaling revenue, raising approval rates, and closing more jobs with Improvifi.

Case / Stat

Hover

30%

Average ticket size lift after rolling out Improvifi.

30% — The Story

Detail

Bigger jobs, fewer "let me think about it" calls.

Contractors using Improvifi see a 30% jump in average project value within the first 90 days — homeowners stop downsizing the scope and start saying yes to the upgrade.

  • Stacked offers across multiple lenders
  • Soft credit pulls keep buyers comfortable
  • In-field quotes in under 60 seconds
Contractors on the job site

Case / Stat

Hover

80%

Approval rate across every credit tier we route.

80% — The Story

Detail

4 out of 5 homeowners get an offer.

Our lender network covers prime, near-prime and second-look in a single pull, so deals that used to dead-end at one bank now find a yes somewhere in the stack.

  • Single soft pull, multiple lenders
  • Joint applicants supported in-flow

Case / Stat

Hover

70K

Projects funded through the Improvifi platform.

70K — The Story

Detail

Seventy thousand jobs, billions in funding.

From rooftop solar to whole-home remodels, contractors have closed more than 70,000 projects on Improvifi — and our average funding speed is under 24 hours.

  • Funded in 24 hours on average
  • Across 38 states and 9 trade verticals
The Pack Speaks

WHY CONTRACTORS STAY

Real shops, real reps, real receipts — 5/5 paws across the country

5/5 Paws

"Improvifi feels like a partner, not a vendor. The team picks up the phone, knows my reps by name, and treats every deal like their own."

Marcus Thorne

Owner, Solis SolarAustin, TX

5/5 Paws

"You can tell this company was built by people who've stood at the kitchen table. Every product decision makes our crew's day easier."

Priya Natarajan

GM, Hearth & HomeChicago, IL

5/5 Paws

"I've worked with three other lender platforms. None of them care about my business the way the Improvifi team does."

Devon Mitchell

Sales Lead, Apex ExteriorsCharlotte, NC

5/5 Paws

"Contractor-first isn't a tagline here — it's how they run the company. Onsite training, deal desk, real humans on the line."

Sarah Jenkins

VP Sales, WindForce HVACDenver, CO

5/5 Paws

"We joined the pack two years ago and never looked back. The Improvifi team has earned every dollar of our business."

Tyler Brooks

Service Manager, BlueTrane HVACPhoenix, AZ

5/5 Paws

"Improvifi feels like a partner, not a vendor. The team picks up the phone, knows my reps by name, and treats every deal like their own."

Marcus Thorne

Owner, Solis SolarAustin, TX

5/5 Paws

"You can tell this company was built by people who've stood at the kitchen table. Every product decision makes our crew's day easier."

Priya Natarajan

GM, Hearth & HomeChicago, IL

5/5 Paws

"I've worked with three other lender platforms. None of them care about my business the way the Improvifi team does."

Devon Mitchell

Sales Lead, Apex ExteriorsCharlotte, NC

5/5 Paws

"Contractor-first isn't a tagline here — it's how they run the company. Onsite training, deal desk, real humans on the line."

Sarah Jenkins

VP Sales, WindForce HVACDenver, CO

5/5 Paws

"We joined the pack two years ago and never looked back. The Improvifi team has earned every dollar of our business."

Tyler Brooks

Service Manager, BlueTrane HVACPhoenix, AZ

READYTOJOINTHEPACKATIMPROVIFI?

Thousands of contractors are already closing bigger tickets with our lender network and onsite training. There's room for you.

No long-term contracts • No hidden fees