Improvifi
FUNDING.FETCHED.FAST
Calling lenders…00%
Fini is on the job
v.04 · 2026
Improvifi
Contractor presenting CreditPath financing tiers on tablet
CreditPath

A DECLINE ISN'T A DEAD DEAL. IT'S A FUTURE JOB.

CreditPath helps homeowners with declined credit rebuild their credit and return ready to move forward with your company.

WHY CREDITPATH

Declines Become Pipeline

You paid for that lead. When a stall stops the deal, CreditPath keeps the homeowner connected to your bureau rather than letting the opportunity slip away.

Real Credit Repair

Licensed, bonded credit experts who have helped over 20,000 families. Not an app, not advice. Actual repair work.

You Stay The Contractor

The homeowner fixes their credit with your company attached to the project. When they're ready, they call you, not your competitor.

The Homeowner Wins Too

Better credit outlives the project. You're the contractor who helped them fix their financial life. That's a referral machine.

HOW CREDITPATH WORKS

Built for every trade

In it. On it. Around it. We finance it.

Tap your trade below to see how Improvifi puts the financing tools in your hands to close the deal before you leave the driveway.

Roofing
Tap

Roofing

Roofing

92%

Higher approval rates with Improvifi multi-lender platform

Learn More
Remodeling
Tap

Remodeling

Remodeling

$400K

Limits. Build the project with affordability.

Learn More
Restoration
Tap

Restoration

Restoration

5 MIN

Approvals from your app at the point of need

Learn More
Exterior
Tap

Exterior

Exterior

3.2x

More closed deals when bundled with financing

Learn More
Windows
Tap

Windows

Windows

0%

Intro APR options on whole-house replacements

Learn More
Kitchen / Bath
Tap

Kitchen / Bath

Kitchen / Bath

$45K

Average funded ticket per project

Learn More
HVAC
Tap

HVAC

HVAC

60 SEC

24 hour, same day funding

Learn More
All Trades
Tap

All Trades

All Trades

20+

Trades supported with flexible lending options

Learn More

Over 250+ 5-Star Reviews

5/5 Paws

"I can't say enough good things about Chris and the entire Improvifi team. I've sent many people their way over the years and have never once received a complaint, only great feedback. Chris truly cares about this industry, about teaching, and about helping contractors grow. You can tell he's built Improvifi with the right intentions and the right heart. The team is talented, professional, and always shows up with excellence. Absolutely recommend them to anyone looking for a partner they can trust."

Ron Nussbaum

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been the best financing company that my company has worked with hands down. No hidden fees, easy to setup, and great support staff. Our account manager Amber Rivers is amazing! Quick responses every time, always has the answer, and is extremely patient with our construction team who is not exactly tech savvy. I highly recommend Improvifi, and request Amber when you sign up, you won't regret it!"

Lucas O'Brien

Verified CustomerGoogle Review

5/5 Paws

"Brandi and the Improvifi team are fantastic. We have offered financing in the past, but my sales team didn't know how to actually pitch it to our clients. It is nice to have a company that provides not only options, but ongoing training to help increase our knowledge of exactly what we are offering and how to present it. Brandi has been on top of everything we have needed and its always great to step into a meeting with her."

Sean Conaway

Verified CustomerGoogle Review

5/5 Paws

"The Improvifi team has been great to work with. I recently signed up with their program and my very first deal was approved within 3 minutes. The process was seamless with zero hassles. Id recommend this company highly!"

Jason Chase

Verified CustomerGoogle Review

5/5 Paws

"Working with Jennifer has been a great experience. She made it easy for us to offer flexible financing options to our clients, which has been a big value-add for our business. She's professional, helpful, and always quick to respond. We highly recommend Improvifi."

John Conley

Verified CustomerGoogle Review

5/5 Paws

"So happy to onboard with this company. They make it so easy to offer financing for my HVAC company. Not only is their company top tier they have people like Valerie that make onboarding so easy. Highly recommend this company!"

Cory Flood

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been a great service so far. Chris has fantastic training and our rep Amber has been very helpful and accommodating on getting us all set up, ongoing training, and answering all our questions with quick response times!"

Jarred Popp

Verified CustomerGoogle Review

5/5 Paws

"Valerie, Tammy and the Improvifi team have been very helpful in assisting us on our path to offering multiple financing options to our customers. It is helpful to have it all under one umbrella and to be able to offer alternative solutions to those that need it. Thank You!"

Trevor Johnson

Verified CustomerGoogle Review

5/5 Paws

"Valerie Glover did an outstanding job with today's training. The information was clear, practical, and directly applicable in the field. You can tell she genuinely cares about helping others succeed and takes the time to break things down in a way that makes sense. I walked away with a lot of value and confidence moving forward. Highly recommend her training."

Ramon Cruz

Verified CustomerGoogle Review

5/5 Paws

"Valerie was amazing. She walked us through the process and answered all our silly questions. She offered info and cheat sheets with a follow up email that gave me everything I needed. I would be lost with out her help. Thank you Valerie!!!!"

Elias Cardona

Verified CustomerGoogle Review

5/5 Paws

"Valerie and her team are fantastic at explaining Improvifi's value and usefulness to contractors like myself. I had so much clarity and follow up resources after just one session. Looking forward to working more with them in the future."

Jason Idol

Verified CustomerGoogle Review

5/5 Paws

"Our business is partnering with Improvifi to offer financing to our customers. We had a training with Valerie and she is very knowledgeable, friendly and helpful about the financing options and how to present them. We look forward to working together!"

Denise Steidinger

Verified CustomerGoogle Review

5/5 Paws

"We had a call with Valerie and she was so informative and taught us so much about the financing they offer. Overall she was friendly and a hard worker."

Charles Steward

Verified CustomerGoogle Review

5/5 Paws

"Amber was very helpful! Helping our customer get approved for financing. Helped walked him through some unexpected difficulties, so the customer could get all of their home projects done. Very grateful to have her as our account manager."

Ian Urquhart

Verified CustomerGoogle Review

5/5 Paws

"Amber was exceptionally quick to answer my calls, and her help in guiding me on how to use our new financing platform was greatly appreciated. I am very thankful for her time!"

Seth Bowman

Verified CustomerGoogle Review

5/5 Paws

"Amber and Donna have been wonderful to work with. The training and support have been fantastic allowing to bring a higher level of support to our clients."

John Mavis

Verified CustomerGoogle Review

5/5 Paws

"Amber is always prompt at responding to any of my messages. I love nothing more than someone who responds to emails in a timely manner and she always does. Great company to work with!"

Lys Nicole

Verified CustomerGoogle Review

5/5 Paws

"Jennifer with Improvifi is so patient and helpful. She helped us get our systems up and running through a rebrand and made the process seamless."

Storm Warden

Verified CustomerGoogle Review

5/5 Paws

"Jenn has been terrific with the onboarding process. She's been patient with us (which isnt always easy lol) and always responds quickly."

Andy Kang

Verified CustomerGoogle Review

5/5 Paws

"Very helpful. Weekly sessions to help us be a better at helping our customers. I'm going to get certified within the month with Improvifi LLC. I'm excited to do my part in help customers with Improvifi to back me up."

Nancy Leavins

Verified CustomerGoogle Review

5/5 Paws

"I knew as a general contractor and a small company, we needed to be able to offer better payment options to our customers than 'You can just write us a check.' Not everyone can do that, or even wants to do that. I have used a couple different companies in the past for financing projects, but it just didn't work out for our customers for one reason or another. I met Ty at a TopRep event and we discussed how Improvifi works and all that they have to offer. I decided to give Improvifi a shot and have been so glad that I did. The entire team that we have worked with has been amazing. From Jennifer through the onboarding process to Valerie taking care of our training to Chris spearheading the company. If you are looking for a great company to partner with for financing, I certainly recommend Improvifi!"

Brett Fagan

General ContractorVerified Google Review

5/5 Paws

"I can't say enough good things about Chris and the entire Improvifi team. I've sent many people their way over the years and have never once received a complaint, only great feedback. Chris truly cares about this industry, about teaching, and about helping contractors grow. You can tell he's built Improvifi with the right intentions and the right heart. The team is talented, professional, and always shows up with excellence. Absolutely recommend them to anyone looking for a partner they can trust."

Ron Nussbaum

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been the best financing company that my company has worked with hands down. No hidden fees, easy to setup, and great support staff. Our account manager Amber Rivers is amazing! Quick responses every time, always has the answer, and is extremely patient with our construction team who is not exactly tech savvy. I highly recommend Improvifi, and request Amber when you sign up, you won't regret it!"

Lucas O'Brien

Verified CustomerGoogle Review

5/5 Paws

"Brandi and the Improvifi team are fantastic. We have offered financing in the past, but my sales team didn't know how to actually pitch it to our clients. It is nice to have a company that provides not only options, but ongoing training to help increase our knowledge of exactly what we are offering and how to present it. Brandi has been on top of everything we have needed and its always great to step into a meeting with her."

Sean Conaway

Verified CustomerGoogle Review

5/5 Paws

"The Improvifi team has been great to work with. I recently signed up with their program and my very first deal was approved within 3 minutes. The process was seamless with zero hassles. Id recommend this company highly!"

Jason Chase

Verified CustomerGoogle Review

5/5 Paws

"Working with Jennifer has been a great experience. She made it easy for us to offer flexible financing options to our clients, which has been a big value-add for our business. She's professional, helpful, and always quick to respond. We highly recommend Improvifi."

John Conley

Verified CustomerGoogle Review

5/5 Paws

"So happy to onboard with this company. They make it so easy to offer financing for my HVAC company. Not only is their company top tier they have people like Valerie that make onboarding so easy. Highly recommend this company!"

Cory Flood

Verified CustomerGoogle Review

5/5 Paws

"Improvifi has been a great service so far. Chris has fantastic training and our rep Amber has been very helpful and accommodating on getting us all set up, ongoing training, and answering all our questions with quick response times!"

Jarred Popp

Verified CustomerGoogle Review

5/5 Paws

"Valerie, Tammy and the Improvifi team have been very helpful in assisting us on our path to offering multiple financing options to our customers. It is helpful to have it all under one umbrella and to be able to offer alternative solutions to those that need it. Thank You!"

Trevor Johnson

Verified CustomerGoogle Review

5/5 Paws

"Valerie Glover did an outstanding job with today's training. The information was clear, practical, and directly applicable in the field. You can tell she genuinely cares about helping others succeed and takes the time to break things down in a way that makes sense. I walked away with a lot of value and confidence moving forward. Highly recommend her training."

Ramon Cruz

Verified CustomerGoogle Review

5/5 Paws

"Valerie was amazing. She walked us through the process and answered all our silly questions. She offered info and cheat sheets with a follow up email that gave me everything I needed. I would be lost with out her help. Thank you Valerie!!!!"

Elias Cardona

Verified CustomerGoogle Review

5/5 Paws

"Valerie and her team are fantastic at explaining Improvifi's value and usefulness to contractors like myself. I had so much clarity and follow up resources after just one session. Looking forward to working more with them in the future."

Jason Idol

Verified CustomerGoogle Review

5/5 Paws

"Our business is partnering with Improvifi to offer financing to our customers. We had a training with Valerie and she is very knowledgeable, friendly and helpful about the financing options and how to present them. We look forward to working together!"

Denise Steidinger

Verified CustomerGoogle Review

5/5 Paws

"We had a call with Valerie and she was so informative and taught us so much about the financing they offer. Overall she was friendly and a hard worker."

Charles Steward

Verified CustomerGoogle Review

5/5 Paws

"Amber was very helpful! Helping our customer get approved for financing. Helped walked him through some unexpected difficulties, so the customer could get all of their home projects done. Very grateful to have her as our account manager."

Ian Urquhart

Verified CustomerGoogle Review

5/5 Paws

"Amber was exceptionally quick to answer my calls, and her help in guiding me on how to use our new financing platform was greatly appreciated. I am very thankful for her time!"

Seth Bowman

Verified CustomerGoogle Review

5/5 Paws

"Amber and Donna have been wonderful to work with. The training and support have been fantastic allowing to bring a higher level of support to our clients."

John Mavis

Verified CustomerGoogle Review

5/5 Paws

"Amber is always prompt at responding to any of my messages. I love nothing more than someone who responds to emails in a timely manner and she always does. Great company to work with!"

Lys Nicole

Verified CustomerGoogle Review

5/5 Paws

"Jennifer with Improvifi is so patient and helpful. She helped us get our systems up and running through a rebrand and made the process seamless."

Storm Warden

Verified CustomerGoogle Review

5/5 Paws

"Jenn has been terrific with the onboarding process. She's been patient with us (which isnt always easy lol) and always responds quickly."

Andy Kang

Verified CustomerGoogle Review

5/5 Paws

"Very helpful. Weekly sessions to help us be a better at helping our customers. I'm going to get certified within the month with Improvifi LLC. I'm excited to do my part in help customers with Improvifi to back me up."

Nancy Leavins

Verified CustomerGoogle Review

5/5 Paws

"I knew as a general contractor and a small company, we needed to be able to offer better payment options to our customers than 'You can just write us a check.' Not everyone can do that, or even wants to do that. I have used a couple different companies in the past for financing projects, but it just didn't work out for our customers for one reason or another. I met Ty at a TopRep event and we discussed how Improvifi works and all that they have to offer. I decided to give Improvifi a shot and have been so glad that I did. The entire team that we have worked with has been amazing. From Jennifer through the onboarding process to Valerie taking care of our training to Chris spearheading the company. If you are looking for a great company to partner with for financing, I certainly recommend Improvifi!"

Brett Fagan

General ContractorVerified Google Review

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