FINANCING THAT FETCHES
Match every customer with the right loan in seconds. Improvifi pairs your jobs with our full lender network — unsecured, secured, personal, commercial — so no ticket walks out the door because of financing.
Unsecured Loans
Fast, no-collateral financing your customers can qualify for from the kitchen table — perfect for jobs that need to move now.
Personal Loans
Fixed-rate installment loans for homeowners — no collateral, decisions in seconds.
Lines of Credit
Revolving credit your customers tap into job after job, with one simple monthly payment.
Buy-Now-Pay-Later
Deferred-interest plans that close hesitating customers without breaking your margin.
Bridge Capital
Short-term unsecured funding to keep crews moving while bigger deals close.
Secured Loans
For the jobs that move the needle. Collateral-backed financing unlocks larger amounts, longer terms, and lower rates for your highest-value customers.
Home Equity Loans (HEL)
Lump-sum financing tied to your customer's home equity — competitive fixed rates and longer terms for major remodels.
Home Equity Line of Credit (HELOC)
Flexible, draw-as-you-go funding for multi-phase renovations. Customers borrow only what each milestone needs.
Cash-Out Refinance
Refi an existing mortgage and unlock equity for the project — one monthly payment, often a better rate than what's already on the home.
Equipment & Property Financing
Asset-backed loans for HVAC, solar, generators, and large installs — secured by the equipment, approved fast.
Title & Auto-Backed Loans
Use vehicles or other titled assets as collateral when traditional underwriting falls short. Same-day funding available.
Construction-to-Permanent
One close, two phases — fund the build, then roll into a permanent mortgage. Built for ground-up and major additions.
Personal
Higher Ticket Sizes
Customers spend more when financing is in their hands.
Approve homeowners for the size of project they actually want. Larger limits mean bigger jobs, fewer downsells, and stronger margins on every close.
Real Deal Support
A live team of contractor advocates — not chatbots.
We help you structure offers, troubleshoot stips, and rescue deals before they slip away. Real humans, on the phone, in your corner.
Fast Funding
Decisions in minutes, funds in days — not weeks.
Keep crews moving and projects on schedule without front-loading your own cash. Get paid fast, every milestone, every time.
Commercial Loans
Fund multi-unit retrofits, fleet expansions, and ground-up commercial projects with tailored capital — backed by a deal desk that knows your trade.
- Multi-Unit & Ground-Up
Capital for retrofits, new builds, and large-scale property upgrades.
- Fleet & Equipment
Finance trucks, heavy gear, and the assets that keep crews moving.
- Custom Capital Stacks
Blend senior debt, mezzanine, and bridge funding to fit the deal.
- Dedicated Deal Desk
A real underwriter on every project — no chatbots, no runaround.
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Join thousands of contractors who are closing bigger tickets, boosting approval rates, and scaling their businesses.
FREQUENTLY ASKED QUESTIONS
Real answers from the team that picks up the phone.
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