Improvifi
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v.04 · 2026
Improvifi
Contractor receiving instant loan approval on tablet
Lending

GET MORE APPROVAL PATHS

Give every homeowner a payment option that helps the project feel possible.

Give Every Homeowner More Payment Options.

The Improvifi app brings multiple lending solutions together in one place, so your reps can offer unsecured loans, secured loans, personal loans, promotional options, and second-look paths without slowing down the sale.

Contractor impact: Your team walks into the home with more confidence because they know exactly where to go when the homeowner needs help saying yes.

Unsecured Loans

For homeowners who want payment options without using home equity.

Super Prime

Top tier options for highly qualified homeowners.

Prime

Simple payment options for homeowners with solid credit.

Promotional

Same as cash, deferred interest, and no-interest, no-payment plans.

Sub Prime

A second look path for homeowners who may not qualify through prime lenders.

Bigger Tickets, Better Options

High-limit financing built for major projects, larger scopes, and homeowners with available equity.

Improvifi Secured

A secured lending path built for larger home improvement projects ($15K–$750K) without sending the homeowner to a bank, credit union, or broker.

Your team can introduce the option in minutes with a simple paperless process, right while the customer is still focused on the project.

Contractor Impact: Less friction. Fewer delays. Bigger projects stay on the table.

Improvifi Secured

Personal

Loans

No two homeowners look the same on paper. Great credit, challenged credit, big project, small project. With access to more than 27 lenders and zero-dealer-fee options, your team always has another door to try before a deal walks away.

FINI Funding

Help homeowners fund the project they actually want. More payment options mean bigger tickets and higher upsells.

Improvifi DTC

Give homeowners another way to move forward. Keep deals alive when cash, cards, or equity aren't the right fit.

FREQUENTLY ASKED QUESTIONS

ASK ANYTHING.

Still have questions?

WEHELPYOUCLOSE MORE JOBS.

Join thousands of contractors who are closing bigger tickets, boosting approval rates, and scaling their businesses.