Improvifi
FUNDING.FETCHED.FAST
Calling lenders…00%
Fini is on the job
v.04 · 2026
Improvifi
Rep showing locked financing approval to homeowner
FundLock

LOCK IN FUNDING BEFORE THE CONTRACT IS SIGNED

Stop losing jobs at the kitchen table. FundLock pre-approves homeowners for the exact financing they need before your rep walks in — so the close is the only thing left.

FundLock

WHY FUNDLOCK

Approval Held

The lender holds the approval and the rate while your rep finalizes the scope.

Minutes To Pre-Approve

Homeowners get pre-qualified before the appointment — no awkward credit moment on the kitchen table.

Cancellation Shield

Pre-locked terms cut buyer's remorse cancellations dramatically.

Higher Avg Ticket

Reps know exactly what the customer can afford and confidently quote the right scope.

Rep reviewing locked-in financing terms with homeowner
Why FundLock

FINANCING SHOULDN'T KILL YOUR CLOSE

The kitchen table is the worst place to discover a customer can't qualify. Reps adjust scope on the fly, drop the ticket to fit a payment, or walk out empty-handed — and the cancellation calls roll in three days later when buyer's remorse sets in.

FundLock moves the credit conversation before the appointment. A two-minute soft pull at booking pre-qualifies the homeowner, and Improvifi locks the approval, rate, and term until the rep walks through the door.

Your closer arrives with a budget in hand, the customer arrives with confidence, and the contract holds because the financing was settled before anyone picked up a pen.

"Cancellations dropped 60% the month we turned FundLock on. The deals don't unravel anymore."
Tasha P., VP Sales, multi-state HVAC operator

The Improvifi Method

How It Works

9:41.●●●●●5G
Improvifi login screen
01Discover

See The Platform In Action

Book a 15-minute walkthrough and watch how Improvifi turns financing into a single tap at the kitchen table.

01/04
Trade by Trade

Industries we serve

Hover or tap any card to flip it and see how Improvifi powers that trade.

Roofing
01
01Trade

Roofing

Storm season closes faster with cash in hand.

01Roofing

Roofing.

Pre-approved homeowners ready to sign before the tarps come off. Same-day funding so crews stay on the roof, not on the phone with lenders.

92%

Approval rate on storm-season tickets

Learn More
Remodeling
02
02Trade

Remodeling

Whole-home projects approved before the demo ends.

02Remodeling

Remodeling.

Multi-tier financing for kitchens, additions, and full renovations. Joint applicants and stacked offers turn dream projects into signed contracts.

$45K

Average funded ticket per project

Learn More
Restoration
03
03Trade

Restoration

Water, fire, mold — funded the moment the call comes in.

03Restoration

Restoration.

Instant decisions and insurance-friendly terms keep emergency work moving. No deductible? No problem — homeowners get covered on the spot.

24hr

Funded from emergency call to crew on site

Learn More
Exterior
04
04Trade

Exterior

Siding, decks, and curb-appeal upgrades made easy.

04Exterior

Exterior.

Soft credit pulls, multi-trade bundles, and seasonal promos help exterior pros close the bigger ticket without losing the homeowner to “let me think about it.”

3.2x

More closed deals when bundled with financing

Learn More
Windows
05
05Trade

Windows

Whole-house replacements, no waiting room.

05Windows

Windows.

Per-room financing rolled into one easy payment. Promotional 0% APR options that let reps sell the upgrade, not the price tag.

0%

Intro APR options on whole-house replacements

Learn More
Kitchen / Bath
06
06Trade

Kitchen / Bath

High-ticket remodels closed at the kitchen table.

06Kitchen / Bath

Kitchen / Bath.

Higher approval limits and same-day funding turn the in-home consult into a signed deal — without the homeowner ever opening a browser tab.

$32K

Average kitchen & bath ticket funded same day

Learn More
HVAC
07
07Trade

HVAC

Comfort calls funded before the truck leaves the driveway.

07HVAC

HVAC.

Soft pulls in the field, instant approvals, and add-on options for service plans. Keep techs selling solutions, not chasing financing.

60s

Soft-pull approval before the truck leaves

Learn More
See More Trades
08
08Trade

See More Trades

20+ trades funded — from solar to electrical.

08See More Trades

See More Trades.

Pools, fencing, flooring, generators, smart home — if it adds value to a property, Improvifi finances it. Explore the full trade list.

20+

Trades funded with custom lender programs

Learn More

HEAR FROM OUR CLIENTS

Over 250+ 5-Star Reviews

5/5 Paws

"Improvifi completely changed how we pitch big jobs. Our average ticket size is up 40% because customers can actually afford the upgrades now."

Marcus Thorne

Owner, Solis SolarAustin, TX

5/5 Paws

"The approval rates are insane. Deals that used to get declined are going through, and the support team actually picks up the phone when we need help closing."

Sarah Jenkins

VP Sales, WindForce HVACDenver, CO

5/5 Paws

"We were using three different lenders before. Consolidating into Improvifi made our sales process seamless. It's the best tool in our tech stack."

David Chen

Founder, Reliant RoofingSeattle, WA

5/5 Paws

"Funded a $32k kitchen at the table on a Sunday afternoon. My closer almost fell out of his chair. Game changer for higher-ticket remodels."

Priya Natarajan

GM, Hearth & Home RenovationsChicago, IL

5/5 Paws

"Soft pulls in the field meant my techs stopped losing deals at the truck. We added an extra 22 service plans last month alone."

Tyler Brooks

Service Manager, BlueTrane HVACPhoenix, AZ

5/5 Paws

"Storm chasers like us live and die by speed. Improvifi gets us paid before the tarps come off. No more chasing checks for 3 weeks."

Jacob Reyes

Owner, Stormline RestorationTampa, FL

5/5 Paws

"Joint applicants and stacked offers turned a hesitant homeowner into a $58k whole-home remodel. Two clicks. That was it."

Emily Carter

Sales Director, NorthBuild Co.Minneapolis, MN

5/5 Paws

"I've trained reps on three other lender platforms. None of them come close. New hires are quoting financing in under a week."

Devon Mitchell

Training Lead, Apex ExteriorsCharlotte, NC

5/5 Paws

"Our close rate jumped from 41% to 67% the quarter we rolled out Improvifi. The math speaks for itself — we're never going back."

Alicia Romero

Owner, Romero Window & DoorSan Diego, CA

5/5 Paws

"The contractor app is the cleanest field tool I've used. Reps love it, homeowners trust it, and Fini hasn't dropped a single deal."

Kenji Watanabe

COO, Pinewood PoolsSacramento, CA

5/5 Paws

"I knew as a general contractor and a small company, we needed to be able to offer better payment options to our customers than 'You can just write us a check.' Not everyone can do that, or even wants to do that. I have used a couple different companies in the past for financing projects, but it just didn't work out for our customers for one reason or another. I met Ty at a TopRep event and we discussed how Improvifi works and all that they have to offer. I decided to give Improvifi a shot and have been so glad that I did. The entire team that we have worked with has been amazing. From Jennifer through the onboarding process to Valerie taking care of our training to Chris spearheading the company. If you are looking for a great company to partner with for financing, I certainly recommend Improvifi!"

Brett Fagan

General ContractorVerified Google Review

5/5 Paws

"Improvifi completely changed how we pitch big jobs. Our average ticket size is up 40% because customers can actually afford the upgrades now."

Marcus Thorne

Owner, Solis SolarAustin, TX

5/5 Paws

"The approval rates are insane. Deals that used to get declined are going through, and the support team actually picks up the phone when we need help closing."

Sarah Jenkins

VP Sales, WindForce HVACDenver, CO

5/5 Paws

"We were using three different lenders before. Consolidating into Improvifi made our sales process seamless. It's the best tool in our tech stack."

David Chen

Founder, Reliant RoofingSeattle, WA

5/5 Paws

"Funded a $32k kitchen at the table on a Sunday afternoon. My closer almost fell out of his chair. Game changer for higher-ticket remodels."

Priya Natarajan

GM, Hearth & Home RenovationsChicago, IL

5/5 Paws

"Soft pulls in the field meant my techs stopped losing deals at the truck. We added an extra 22 service plans last month alone."

Tyler Brooks

Service Manager, BlueTrane HVACPhoenix, AZ

5/5 Paws

"Storm chasers like us live and die by speed. Improvifi gets us paid before the tarps come off. No more chasing checks for 3 weeks."

Jacob Reyes

Owner, Stormline RestorationTampa, FL

5/5 Paws

"Joint applicants and stacked offers turned a hesitant homeowner into a $58k whole-home remodel. Two clicks. That was it."

Emily Carter

Sales Director, NorthBuild Co.Minneapolis, MN

5/5 Paws

"I've trained reps on three other lender platforms. None of them come close. New hires are quoting financing in under a week."

Devon Mitchell

Training Lead, Apex ExteriorsCharlotte, NC

5/5 Paws

"Our close rate jumped from 41% to 67% the quarter we rolled out Improvifi. The math speaks for itself — we're never going back."

Alicia Romero

Owner, Romero Window & DoorSan Diego, CA

5/5 Paws

"The contractor app is the cleanest field tool I've used. Reps love it, homeowners trust it, and Fini hasn't dropped a single deal."

Kenji Watanabe

COO, Pinewood PoolsSacramento, CA

5/5 Paws

"I knew as a general contractor and a small company, we needed to be able to offer better payment options to our customers than 'You can just write us a check.' Not everyone can do that, or even wants to do that. I have used a couple different companies in the past for financing projects, but it just didn't work out for our customers for one reason or another. I met Ty at a TopRep event and we discussed how Improvifi works and all that they have to offer. I decided to give Improvifi a shot and have been so glad that I did. The entire team that we have worked with has been amazing. From Jennifer through the onboarding process to Valerie taking care of our training to Chris spearheading the company. If you are looking for a great company to partner with for financing, I certainly recommend Improvifi!"

Brett Fagan

General ContractorVerified Google Review

FundLock Questions

FUNDLOCK FAQs

Straight answers from the team that runs FundLock every day.

ASK ANYTHING.

Fini fetched the answers to the questions contractors ask most. Don't see yours? Bark louder.

Avg response: 4 minutes

LOCKINFUNDINGBEFORETHE CLOSE.

Walk into every appointment with the financing already approved.

No long-term contracts • No hidden fees